Know What You Owe

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Know What You Owe

While you are enrolled in law school, we recommend that you keep track of your total educational debt and forecast the monthly repayment amounts that will be due when you are out of school.

• The best information about your federal student loans can be found on the National Student Loan Data System (NSLDS) website www.nslds.ed.gov.  Retrieve a summary of your federal loan debt from the NSLDS database, by logging onto the "Financial Aid Review" section of their website. 
• Please note that you must log onto NSLDS using your Federal PIN. If you don't know your PIN, go to www.pin.ed.gov to retrieve your PIN via email.
• Private (Alternative) loan information is not kept on a single database. Check your own personal records for copies of private loan promissory notes and/or consult with your undergraduate school's financial aid office. Most Syracuse University law students do not borrow private educational loans while attending law school.
• Your federal student loans will be serviced by one or more Federal Loan Servicing Centers. A list of servicers and their contact information is available.

Making Interest Payments

Interest will accrue on Unsubsidized and Graduate PLUS Loans upon disbursement.  If you do not pay the interest as it accrues, it will be added to the principal amount of your loan.  Borrowers may elect to make interest payments while in-school.  To do so, contact your federal loan servicer.