How to Apply for a Loan

Borrowers are encouraged to utilize Federal Direct Loans rather than private educational loans.  Review our chart of federal loans available to law students for a side-by-side comparison.  

Federal Direct Unsubsidized Loan eligibility is included in your financial aid award notice.  To finalize the Unsubsidized Loan, complete initiated items on your “To Do List” on MySlice (such as the Master Promissory Note (MPN) and Entrance Counseling) on the Dept. of Education’s loan website StudentLoans.gov.

Federal Direct Graduate PLUS Loans are not automatically awarded (use the Budget Calculator to help estimate how much you plan to borrow).  Once you finalize the amount you need to borrow, log onto StudentLoans.gov to apply.

Educational loans only can be borrowed during the loan period for which a student is enrolled at least half time.  The loan period is defined as the timeframe between the first day of classes and the last day of classes.  Loans cannot be borrowed during periods of non-enrollment and new loans cannot be certified after the loan period has ended.

Summer Loans
may be available to students to cover the cost of tuition and fees, as well as personal living expenses for the weeks of summer enrollment.  Maximum eligibility is based on the number of credits for which a student enrolls.  Students must enroll for a minimum of 4 credits in the summer to qualify.  An online Summer Financial Aid Application must be completed to begin the summer loan application process.

A sample repayment chart is available for your reference.  Your individual monthly payment amounts may differ.  We invite you to schedule a one-on-one appointment with a Financial Aid Advisor to review your loan history and calculate the payments that will be due when you are out of school.